Medicare and WellSpan

See the doctors you prefer with the coverage you need

Medicare is a national insurance program administered by the Centers of Medicare and Medicaid Services (CMS).

CMS regulates all plans and programs underneath the Medicare umbrella, whether it's Original Medicare or a Medicare Advantage plan offered by a commercial insurer.

Please note that coverage can vary based on admission, enrollment, location and more. For complete information, please visit Medicare.gov.

Here to help

Use these resources and tools to better understand your options and choose the coverage you need.

Plans we accept

WellSpan accepts original Medicare and most Medicare supplement and Medicare Advantage plans — the full list is here.

View the list

Medicare checklist

We’re here to make the complex simple. Download our Medicare checklist and start planning today.

Download your checklist

Speak to a professional

Medicare advisers are here to help. Ask questions, compare plans and benefits and even get enrollment assistance.

Call the experts

Attend an event

The ABCs of Medicare is a free, one-hour in-person workshop. Learn about Medicare enrollment and eligibility, types of plans, prescription coverage and more.

Find an event

Parts of Medicare

Medicare is divided into four parts: A, B, C and D.

Original Medicare consists of Parts A and B. Choosing Part B coverage may come with premiums, which would be automatically deducted from your monthly Social Security check.

Part A: This portion covers hospital services such as hospital stays, skilled nursing and hospice services.
Part B: Described as medical insurance, this portion covers doctors' services and outpatient care. Part B may cover medically necessary services and prescriptions that may not have been covered by Part A.

Optional parts of Medicare can help you offset some of the out-of-pocket costs not covered under Original Medicare. Part C and Part D plans are available for purchase.

Part C: You can choose a Managed Medicare (MM) or Medicare Advantage (MA) plan from a private insurer. This provides the same coverage as Parts A and B. It may also cover aspects of Part D. Additional coverage may also be included in an MM or MA plan.
Part D: Coverage for prescription drugs is available to everyone with Medicare Part D.

Your health is our mission

We've partnered with Capital Blue Cross to create a selection of low-cost Medicare Advantage plans. Explore your options to add convenience, enhance quality of care, reduce costs and get access to doctors and hospitals across the country.

Learn more

Am I eligible?

Several Medicare-related time periods during the year allow you to choose, switch or start a Medicare plan.

Turning age 65

Three months before your 65th birthday, your Medicare Initial Enrollment Period begins. This period includes your birthday month and ends three months after you turn age 65. If you’re still working and have employer-sponsored insurance, you can choose to delay your Medicare enrollment.

Disability

If you have a specific ongoing disability, you may be able to enroll in Medicare before turning age 65.

Special qualifying events

Much like traditional commercial insurance plans, some life events may affect your Medicare status and make you eligible for a special enrollment period. These include moving to a new state or losing coverage.

Annual enrollment period (AEP)

Every year from Oct. 15 through Dec. 7, you can review your Medicare plan and make changes if needed. Your coverage choice from this time will then take effect on Jan. 1 after the AEP.

Open enrollment period (OEP)

If you’re currently enrolled in a Medicare Advantage plan, you have additional time to switch to a different Medicare Advantage plan or to Original Medicare. (Note: You can only make this switch once during the OEP, which is Jan. 1 through March 31.)

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